How Many Americans Don’t Have Health Insurance
How Many Americans Don’t Have Health Insurance Report
Breaking Down the Stats: How Many Americans Are Uninsured:
The overall number of Americans without health insurance dropped by 5.6 million between 2019 and 2022. These findings are included in a new report released by CDC’s National Center for Health Statistics (NCHS). The findings are featured in the report, “Health Insurance Coverage: Early Release of Estimates from the National Health Interview Survey, 2022.” It shows that among working-age Americans (those ages 18–64), 12.2% did not have health insurance in 2022, a decrease from 14.7% in 2019.
Millions of Americans may still be without health insurance, according to recent data. Although the precise figure varies every year due to a variety of factors like changes in work status, changes in legislation, and changes in the economy, the fact remains that a sizable portion of the US population is not protected. Unfortunately, for these people, a serious medical emergency could mean a substantial financial burden.
The lack of health insurance in America is a pressing issue that affects millions of individuals and families. This article delves into the statistics and provides an overview of the impact this has on healthcare access and affordability.
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Reasons Why Some Americans Lack Health Insurance
Several factors contribute to the uninsured rate in America:
Cost:
- Health insurance can be expensive, and not everyone can afford it, especially if they don’t have access to employer-sponsored plans.
Employment:
- Those without full-time employment, particularly in positions that don’t offer health benefits, are more likely to be uninsured.
Legislation:
- Changes in health policies can also influence the insurance rates. Acts and provisions that provide or limit access to insurance can sway the numbers.
How Many Americans Don’t Have Health Insurance Breakdown
The following is the breakdown in percentages of the number of Americans who have no health insurance:
- 8.4% or 27.6 million Americans of all ages did not have health insurance in 2022 compared to 10.3% or 33.2 million in 2019.
- In the same period, 4.2% or 3 million children did not have health insurance compared with 5.1% or 3.7 million in 2019.
- Almost two-thirds of people under age 65 were covered by private health insurance and more than a quarter (27.8%) were covered by public health insurance in 2022.
- Among White, non-Hispanic adults aged 18–64, the percentage who were uninsured decreased by almost 30% from 10.5% in 2019 to 7.4% in 2022.
- In 2022, more than 1 in 4 Hispanic adults ages 18–64 (27.6%) lacked health insurance, a greater percentage than Black, non-Hispanic adults (13.3%), White, non-Hispanic adults (7.4%) and Asian, non-Hispanic adults (7.1%).
- Adults ages 18–64 who live in non-Medicaid expansion states (19.2%) were twice as likely to be uninsured compared to those living in Medicaid expansion states (9.1%) in 2022.
- The percentage of Americans under age 65 with exchange-based private health insurance increased by 16% from 3.7% in 2019 to 4.3% in 2022.
Health Insurance Coverage in the United States
This report presents statistics on health insurance coverage in the United States based on information collected in the Current Population Survey Annual Social and Economic Supplement (CPS ASEC).
Highlights Of Health Insurance Coverage in the United States
- More people were insured in 2021 than in 2020. In 2021, 8.3 per cent of people, or 27.2 million, did not have health insurance at any point during the year, representing a decrease in the uninsured rate and number of uninsured from 2020 (8.6 per cent or 28.3 million).
- In 2021, private health insurance coverage continued to be more prevalent than public coverage, at 66.0 per cent and 35.7 per cent, respectively.
- Of the subtypes of health insurance coverage, employer-based insurance was the most common, covering 54.3 per cent of the population for some or all of the calendar year, followed by Medicaid (18.9 per cent), Medicare (18.4 per cent), direct-purchase coverage (10.2 per cent), TRICARE (2.5 per cent), and VA and CHAMPVA coverage (1.0 per cent).
- Overall, public coverage increased between 2020 and 2021. In 2021, 35.7 per cent of people held public coverage for some or all of the year, marking a 1.2 percentage-point increase from 2020.
- Between 2020 and 2021, the rate of Medicaid coverage increased by 0.9 percentage points to cover 18.9 per cent of people.
- The uninsured rate among children under the age of 19 decreased by 0.6 percentage points to 5.0 per cent between 2020 and 2021, driven in part by an increase in public coverage.
- In 2021, 7.9 per cent of full-time, year-round workers had public health insurance, up 1.8 percentage points from 2020. Among less than full-time, year-round workers, the percentage with public coverage increased by 1.6 percentage points to 22.6 per cent during this period.
Click Here To Download The Health Insurance Coverage In The United States PDF
Implications of Not Having Insurance
- Delayed Care: Uninsured individuals might postpone or forgo necessary medical treatments, leading to worsening health conditions.
- Financial Burden: Medical bills can be exorbitant. Without insurance, many face crippling debts after medical emergencies.
- Overall Health Decline: Lack of regular check-ups and preventive care can lead to a decline in overall community health.
Being uninsured can have serious consequences for individuals and families. Without health insurance, individuals may delay or forgo necessary medical care, leading to worsening health conditions and higher healthcare costs in the long run. Uninsured individuals are also more likely to rely on emergency room visits for their healthcare needs, which can be expensive and inefficient. Visit the official Website Of the United States Census Bureau and the Centre for Disease Control And Prevention For More Details.
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