Cheap Car Insurance Quotes Florida

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Cheap Car Insurance Quotes Florida

Cheap Car Insurance Quotes Florida: cheap car insurance in Florida with a low down payment

Florida, a state well-known for its sunshine and stunning beaches, also offers particular difficulties with auto insurance. In the Sunshine State, it can be difficult to find cheap auto insurance quotes due to things like dense population and unusual driving conditions. However, you can navigate the insurance market and find affordable auto insurance quotes that suit your needs if you have the appropriate knowledge and strategy. This post will provide you with useful tips for finding low-cost Florida auto insurance without sacrificing coverage. It’s important to comprehend Florida’s minimum insurance requirements before starting your search for affordable auto insurance. Drivers must have Property Damage Liability (PDL) and Personal Injury Protection (PIP) insurance, according to state law. PDL covers damage to other people’s property in an accident you cause, while PIP covers medical costs and lost wages regardless of fault. Although these are the bare minimums, more coverage options are offered for better security.

Cheapest Car Insurance Coverage In Florida: cheap car insurance in Florida with a low down payment

Cheapest Liability Car Insurance In Florida

At rates of $54 per month or $650 per year on average, State Farm typically offers the cheapest liability car insurance in Florida. However, Geico, Travelers, Farmers and Mercury also offer some of the most affordable insurance rates.

Below is a list of the average cheapest minimum coverage costs for Florida based on our research:

Cheapest Minimum Liability Car Insurance in Florida

Average Monthly Cost

Average Annual Cost

State Farm

$54

$650

Geico

$57

$682

Travelers

$85

$1,019

Mercury

$121

$1,450

Progressive

$134

$1,606

Allstate

$150

$1,803

Farmers

$162

$1,948

Cheapest Full-Coverage Car Insurance in Florida

State Farm tends to offer the cheapest full coverage in Florida, costing an average of $151 per month or $1,813 per year. Geico is a close second, offering full-coverage policies at rates of $171 per month or $2,057 per year on average.

The table below shows the cheapest average rates for full–coverage Florida auto insurance.

Cheapest Full Coverage Car Insurance in Florida

Average Monthly Cost

Average Annual Cost

State Farm

$151

$1,813

Geico

$171

$2,057

Travelers

$177

$2,121

Progressive

$266

$3,196

Mercury

$306

$3,668

Allstate

$309

$3,712

Farmers

$372

$4,464

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Finding low-cost auto insurance quotes in Florida necessitates thorough investigation, attention to detail and comprehensive coverage requirements. finding reasonably priced insurance that provides peace of mind while driving can be accomplished by comparing quotes, taking advantage of any available discounts, keeping up a spotless driving record and routinely reviewing your policy. keep in mind that the least expensive option might not always offer the best value so give careful consideration to striking the ideal balance between price and coverage for your particular needs.

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