www.tut.ac.za

Homeowner Insurance Quotes NJ

Homeowner Insurance Quotes NJ

Homeowner Insurance Quotes NJ: Home Insurance Quote NJ Compare

Homeownership in New Jersey comes with the responsibility of protecting your property from unforeseen risks. Securing the right homeowner insurance policy is crucial for safeguarding your investment. In this comprehensive guide, we delve into everything you need to know about obtaining homeowner insurance quotes in New Jersey, including factors influencing pricing, coverage options, and tips for finding the best deals.

The average cost of homeowners insurance in New Jersey is $965 per year. In comparison, the national average is $1,820 per year. This is based on a sample homeowner with $300,000 of dwelling coverage, $300,000 of liability coverage, a $1,000 deductible and good credit. NerdWallet analyzed data from several insurance companies selling policies in New Jersey to help you find the best home insurance in the state in the following categories:

Note: Some insurance companies included in this article may have made changes in their underwriting practices and no longer issue new policies in your state.

Full list of the best homeowners insurance in New Jersey: Home Insurance Quote NJ Compare

NerdWallet analyzed dozens of home insurance companies to find the best home insurance in New Jersey. Here are all of the insurers that received a NerdWallet star rating of 4.5 or higher:

Company

NerdWallet star rating

Average annual rate

NJM

5.0NerdWallet rating

$600

Chubb

5.0NerdWallet rating

$1,045

Amica

5.0NerdWallet rating

Not available

The Andover Companies

5.0NerdWallet rating

Not available

State Farm

4.5NerdWallet rating

$745

The Hanover

4.5NerdWallet rating

$1,420

Cincinnati Insurance

4.5NerdWallet rating

Not available

Nationwide

4.5NerdWallet rating

Not available

Travelers

4.5NerdWallet rating

Not available

USAA*

5.0NerdWallet rating

$1,045

How much does homeowners insurance cost in New Jersey?

The average annual cost of home insurance in New Jersey is $965. That’s 47% less than the national average of $1,820. In most U.S. states, including New Jersey, many insurers use your credit-based insurance score to help set rates. Your insurance score is similar but not identical to your traditional credit score.  In New Jersey, those with poor credit pay an average of $1,705 per year for homeowners insurance, according to NerdWallet’s rate analysis. That’s 77% more than those with good credit.

The average cost of homeowners insurance in New Jersey by city

The cost of your policy depends on where you live in New Jersey. For example, the average cost of homeowners insurance in Newark is $1,110 per year, on average, while homeowners in Piscataway and Edison pay just $845 per year, on average.

City

Average annual rate

Average monthly rate

Bayonne

$1,015

$85

Brick

$1,245

$104

Camden

$1,125

$94

Cherry Hill

$1,025

$85

Clifton

$915

$76

East Orange

$1,110

$93

Edison

$845

$70

Elizabeth

$965

$80

Hoboken

$945

$79

Irvington

$1,030

$86

Jackson

$1,005

$84

Jersey City

$1,090

$91

Lakewood

$1,045

$87

Newark

$1,110

$93

North Bergen

$940

$78

Passaic

$1,030

$86

Paterson

$1,060

$88

Perth Amboy

$965

$80

Piscataway

$845

$70

Plainfield

$905

$75

Toms River

$1,150

$96

Trenton

$1,045

$87

Union City

$985

$82

Vineland

$1,110

$93

West New York

$930

$78

The cheapest home insurance in New Jersey

Here are the insurers we found with average annual rates below the New Jersey average of $965.

Company

NerdWallet star rating

Average annual rate

Selective

Not rated

$515

Cumberland Mutual

3.0NerdWallet rating

$540

NJM

5.0NerdWallet rating

$600

State Farm

4.5NerdWallet rating

$745

Farmers

4.0NerdWallet rating

$755

Narragansett Bay

4.0NerdWallet rating

$775

New Jersey Skylands

Not rated

$885

Click Here for more information

Securing the right homeowner insurance policy in New Jersey is essential for protecting your property and belongings. By understanding the factors influencing insurance costs, comparing quotes from multiple providers, and implementing strategies to lower premiums, homeowners can find the coverage they need at a price that fits their budget. With comprehensive insurance protection, New Jersey homeowners can enjoy peace of mind knowing they’re prepared for any unexpected events that may arise.

Naa Lamley

Recent Posts

Get 3D Printing Instant Quote

Get 3D Printing Instant Quote Get 3D Printing Instant Quote: Get a 3d printing instant…

55 years ago

Car Insurance Quotes In 24 Hours

Car Insurance Quotes In 24 Hours Car Insurance Quotes In 24 Hours: Cheapest Car Insurance…

55 years ago

Insurance Quote Software

Insurance Quote Software Insurance Quote Software: Property And Casualty Insurance Quoting Software In today's digital age, insurance professionals…

55 years ago

Insurance Quote Massachusetts

Insurance Quote Massachusetts Insurance Quote Massachusetts: Cheapest Insurance Quote Massachusetts Finding the right insurance coverage…

55 years ago

Insurance Quotes Login

Insurance Quotes Login Insurance Quotes Login: Progressive Insurance Quotes Login In the digital age, the…

55 years ago

Insurance Quotes Kansas

Insurance Quotes Kansas Insurance Quotes Kansas: How Much Is Car Insurance In Kansas Per Month Navigating the world of…

55 years ago